First Time Car Buying

First-Time Car Buyer? 
Let Hummel's Nissan take the Guesswork out of your Purchase

Are you still driving your first car? You've thought about trading but have more questions then answers. Do I want new or pre-owned? Do I buy or lease? At Hummel's Nissan we'll walk you though the process. No high-pressure - just answers to your questions. Hummel's will help you find the vehicle that is right for you - for your lifestyle - and your budget. It's time you find "your next" car. Let's get the conversation started.

Let's take a look at the factors you should consider when making your first vehicle purchase.

Great options to consider. Be sure you do your research on each vehicle you are considering. At Hummel's Nissan, our advanced and knowledgeable sales team is here to help. For first time car-owners, we recommend the Versa Sedan, Versa Note, Sentra and Altima for their affordability, drivability and reliability. In a study completed by, both the Versa Sedan and Sentra were rated the "Top 10 Cheapest Cars You Can Buy" based on a combination of sticker price and efficiency. 

Save with Nissan's College Graduate Program. The Versa Sedan, Versa Note, Sentra and Altima are all eligible for the Nissan College Graduation Program, which includes below-invoice pricing and elimination of a co-applicant if the buyer has no established credit rating. Who qualifies for this program? If you will obtain a two- or four-year degree within six months or if you have obtained a degree in the past 24 months, you are eligible for the College Graduate Program. If you choose to go into the Military instead of going to collage you could benefit from the Nissan Military Program.     

Establish a budget. Base your budget on what you can afford in a monthly payment. Although the idea is to pay cash, it may not be realistic due to student loans or starting a new job. If you decide to go the financing route, as a general rule of thumb, figure $25 per month for every thousand dollars borrowed for a 48 months or $20 per month on 60-month financing. In translation, $10,000 borrowed equates to $250 per month for four years, and $200 per month for five. Remember, this is your base obligation and does not include insurance, fuel and maintenance, all added expenses. 

Buy versus lease. Depending on your preference and lifestyle, there are advantages to both. A few things to consider - Will you be driving the vehicle long-term? Are you looking to build equity? Will you be putting on a lot of miles? If you answered yes to these questions, purchasing may be the best options for you. If, on the other hand, you prefer a new car with the latest in technology and safety or don't want to worry about the car repairs, leasing may fit your needs. To learn more about buying vs. leasing visit our Finance Tips page. 

Establish wants versus needs. Remember when purchasing a vehicle, it is an investment for the next four to five years - make sure you select the right fit for your lifestyle. It should meet your practical needs for daily life. Consider the distance you will be traveling, gas mileage, size, weather and road conditions. Though needs should outweigh your wants, be sure to select a vehicle that will stand the test of time. If getting something you want costs you a few extra dollars a month, it will be a good investment in the long run if you remain satisfied with your purchasing decision. 

Take it for a spin. Who better to judge the right vehicle for you than yourself? One of the most important aspects to consider when making your decision is how you feel behind the wheel. Consider variables such as vehicle height, seat height, wheel adjustment, steering feel, visibility and control layout when making your decision. Take at least half an hour, while trying to stop-and-go, freeway merging and freeway speeds to get a true feel for the vehicle. 

Smart, affordable financing. At Hummel's Nissan our sales team is always willing to work within your budget to find the best vehicle and financing options to accommodate your lifestyle. Stop in today to see how we can get you in a new vehicle, at a price you can afford. 

We hope  you consider one of Hummel's outstanding options for first-time car owners. Visit our showroom today for more information on our selection of quality, affordable vehicles. 


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  • Tuesday 8:00 am - 8:00 pm
  • Wednesday 8:00 am - 8:00 pm
  • Thursday 8:00 am - 8:00 pm
  • Friday 8:00 am - 6:00 pm
  • Saturday 8:00 am - 6:00 pm
  • Sunday Closed


Hummel's Nissan

4805 Merle Hay Road
Directions Des Moines, IA 50322

  • Sales: (888) 512-6026
  • Service: (877) 362-5072
  • Parts: (877) 540-7688

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